Roof Damage After a Texas Hail Storm (Identifying, Repairing, and Prevention)

Hail storms in Texas can be pretty intense. While they’re not as bad as some other parts of the country, it’s still important to know how to identify and fix roof damage after a hailstorm so you can protect your home and keep your family safe.

In this blog post, we’ll cover everything from identifying hail damage to repairing and preventing future damage.

Table of contents

What are the common signs of hail damage to roofs in Texas?

Hailstorms can cause significant damage to roofs, and Texas is no stranger to severe weather events. Here are some common signs of hail damage to roofs in Texas:

Dented or cracked shingles: Hail impacts can cause visible dents or cracks on the surface of asphalt or wooden shingles. Look for irregular patterns of damage across the roof.
Missing shingles: Hail can dislodge shingles from the roof, leading to gaps or missing sections. Check for any areas where shingles are completely absent or where the underlying roof materials are exposed.
Granule loss: Hail can knock off the protective granules on the surface of shingles. Look for excessive granule buildup in gutters or downspouts, or bald patches on the shingles where granules are missing.

Bruised or soft spots: Hail impacts can cause bruising or soft spots on the roof, particularly in areas where the underlayment or decking is damaged. These spots may feel spongy or give way when pressure is applied.
Cracked or broken tiles: For roofs with clay or concrete tiles, hail can cause cracks, fractures, or even complete breakage of the tiles. Inspect the tiles for visible signs of damage, such as cracks running across the surface.
Damaged flashing: Hailstorms can also damage the flashing, which is the metal strip that seals joints and transitions on the roof. Check for dents, tears, or misalignment of the flashing around chimneys, vents, or skylights.

Leaks or water stains: Hail damage can compromise the integrity of the roof, leading to leaks and water stains on the interior ceilings or walls. Look for signs of water intrusion, such as dampness, discoloration, or peeling paint.

What should you do if your roof has been damaged by a hail storm?

Assess the damage: Carefully inspect your roof for any signs of damage, such as dented or cracked shingles, missing shingles, granule loss, bruised spots, broken tiles, or damaged flashing. Take note of the extent and location of the damage.
Document the damage: It’s essential to document the hail damage for insurance purposes. Take photographs or videos of the affected areas, capturing close-up shots that clearly show the damage. This evidence will be helpful when filing an insurance claim.

Contact your insurance company: Reach out to your insurance company as soon as possible to report the hail damage. Provide them with a detailed description of the damage and submit the documentation you gathered. Follow their instructions on the claims process and any specific forms or procedures they require.
Engage a professional roofing contractor: Hire a reputable and experienced roofing contractor to conduct a thorough inspection of your roof. They will assess the damage, provide an accurate estimate for repairs or replacements, and advise you on the best course of action. Ensure that the contractor is licensed, insured, and experienced in handling hail damage repairs.
Temporary repairs: If there are immediate concerns about water intrusion or further damage, you may need to undertake temporary repairs. However, it’s generally recommended to consult with your insurance company and the roofing contractor before making any temporary fixes to ensure they will be covered and not jeopardize your claim.

File an insurance claim: Once you have gathered all the necessary documentation and received guidance from your roofing contractor, proceed with filing an insurance claim. Provide the insurance company with all the required information, including the extent of the damage, the contractor’s estimate, and any additional documentation they may request.
Schedule repairs: Work with your chosen roofing contractor to schedule the repairs or replacements needed to restore your roof. Ensure that they use quality materials and follow proper installation techniques to ensure the longevity and durability of the repairs.

What types of roof materials are most vulnerable to hail damage in Texas?

Asphalt shingles: Asphalt shingles are widely used in residential roofing and are susceptible to hail damage, especially if they are older or of lower quality. Hail impacts can cause dents, cracks, and granule loss on asphalt shingles, compromising their protective properties.

Wood shingles and shakes: Wood shingles and shakes can be vulnerable to hail damage due to their relatively softer nature. They can crack, split, or splinter upon impact from hailstones, leading to compromised roof integrity.
Slate and clay tiles: While slate and clay tiles are durable materials, larger hailstones can cause cracks or fractures in these tiles. Their resistance to hail damage depends on their thickness, quality, and installation method. Thinner or poorly installed tiles may be more vulnerable.
Concrete tiles: Concrete tiles are generally more resistant to hail damage compared to slate or clay tiles. However, if the hailstones are large and the tiles are of low quality or improperly installed, they can still suffer cracks or fractures.

Metal roofs: Metal roofs, such as steel or aluminum, are generally more resistant to hail damage than many other materials. They can withstand smaller hailstones without significant damage. However, larger or more severe hailstorms can still dent or deform metal roofs, particularly if they have a thin gauge or are not properly supported.

What does hail damage to shingles look like?

Dents: Hail impacts can cause visible dents on the surface of shingles. These dents may appear as small depressions or areas where the shingle material is pushed inward. They can often be seen as localized spots or scattered across the roof.
Cracks: Hailstones can cause cracks in shingles, particularly in older or more brittle shingles. These cracks may run parallel or perpendicular to the shingle’s length and can vary in length and depth. Cracked shingles can compromise the waterproofing capability of the roof.

Granule loss: Hail can knock off the protective granules on the surface of shingles. You may notice excessive granules in gutters, downspouts, or on the ground around the perimeter of the house. Shingles with significant granule loss appear bald, and the underlying asphalt or matting may be exposed.
Displacement: In some cases, hail impacts can dislodge shingles from their original position. This can result in shingles that are partially or completely lifted, creating gaps or exposing the underlying roof layers. Displaced shingles need to be repaired or replaced promptly to maintain the roof’s integrity.
Soft spots or bruising: Hailstones can create soft spots or bruised areas on shingles. These spots may feel spongy or give way when pressure is applied. They can indicate underlying damage to the shingle matting or the decking beneath.

How to identify hail damage on roofs in Texas

1. Safety first

Before inspecting your roof, ensure your personal safety. Use a sturdy ladder and take the necessary precautions to avoid slipping or falling. If you’re not comfortable with heights or roof inspections, it’s best to hire a professional roofing contractor.

2. Start with a visual inspection

Stand back and visually examine your roof from a distance. Look for any irregular patterns or areas that appear different from the rest of the roof. Hail damage often causes localized patches of damage rather than affecting the entire roof uniformly.

3. Check for visible signs

Get closer to the roof and carefully inspect the shingles or roofing material. Look for dents or dimples, cracks or fractures, granule loss, displaced or missing shingles, and bruised spots.

4. Inspect flashings, vents, and other components

Hail damage can also affect flashings, vents, skylights, and other roof components. Check for dents, cracks, or misalignment in these areas.

5. Look for interior signs

Hail damage can lead to roof leaks, so it’s important to check the interior of your home for any signs of water stains, dampness, or mold growth on ceilings and walls. These may indicate that the hail damage has resulted in water infiltration.

What are the best methods of repairing hail damage to roofs?

Shingle replacement: If individual shingles are dented, cracked, or missing due to hail damage, they can be replaced. A roofing professional will carefully remove the damaged shingles and install new ones in their place. It’s important to use matching shingles to maintain a uniform appearance.

Patching or sealing: In cases where the hail damage has caused minor cracks or punctures in the roofing material, patching or sealing can be used. Roofing contractors may apply sealants or patching materials to seal the damaged areas and prevent water infiltration.
Roof coating: For flat or low-slope roofs, a roof coating can be applied to repair minor hail damage. Roof coatings provide an additional layer of protection and can help seal small cracks or damaged areas.
Partial or full roof replacement: In severe cases of hail damage, where a significant portion of the roof is affected or the damage is extensive, a partial or full roof replacement may be necessary. This involves removing the entire damaged roof and installing a new roof system. The type of roofing material chosen for replacement will depend on personal preference, budget, and the recommendations of the roofing professional.

Repairing flashing and other components: Hail damage can also impact roof flashings, vents, skylights, and other components. These may require repair or replacement to ensure proper functionality and prevent future leaks or issues.

How to temporarily repair hail damage on roofs in Texas

1. Ensure safety

Before attempting any repairs, ensure your personal safety. Use caution when accessing the roof and working at heights. If you’re uncomfortable or inexperienced with roof repairs, it’s best to consult a professional roofing contractor.

2. Cover damaged areas

Identify the areas with hail damage on the roof. If there are cracks, punctures, or missing shingles, cover them temporarily to prevent water infiltration. Use tarps, heavy-duty plastic sheets, or roofing cement to cover the damaged sections. Secure them firmly to prevent wind or other weather conditions from displacing them.

3. Seal cracks or punctures

If there are minor cracks or punctures, use roofing sealant or caulk to temporarily seal them. Apply the sealant or caulk to the damaged areas, ensuring a watertight seal. This will help prevent water from seeping into the roof until permanent repairs can be made.

4. Clear debris

Remove any debris, loose shingles, or granules from the roof surface. These materials can further damage the roof or impede the effectiveness of temporary repairs. Use caution when clearing debris and ensure proper footing and safety measures.

5. Document the damage

Take photographs or videos of the hail damage before making any temporary repairs. These visual records will be useful for insurance claims and future reference.

6. Consult a professional

It’s advisable to consult a professional roofing contractor, even for temporary repairs. They can assess the hail damage, provide guidance on the most suitable temporary repair methods, and help ensure that the temporary repairs are done correctly and effectively.

Ways to prevent hail damage on roofs

Choose impact-resistant roofing materials: Opt for roofing materials that are specifically designed to withstand hail impacts, such as impact-resistant shingles or metal roofing. These materials are engineered to be more durable and better able to withstand hail damage.
Regular roof maintenance: Keep your roof in good condition by conducting regular inspections and maintenance. Replace damaged or worn-out shingles or tiles promptly to ensure your roof is strong and resilient. Properly maintained roofs are better equipped to handle hailstorms.

Reinforce vulnerable areas: Pay special attention to vulnerable areas of the roof, such as valleys, eaves, and ridges. Reinforce these areas with additional roofing materials or protective measures to provide extra defense against hail damage.
Install protective barriers: Consider installing protective barriers, such as hail guards or screens, over skylights, vents, and other roof openings. These barriers can help minimize the impact of hailstones on vulnerable areas and reduce the risk of damage.
Maintain surrounding vegetation: Trim tree branches and remove any dead or weak trees near your home that could potentially fall and cause damage during a hailstorm. Maintaining healthy vegetation can reduce the likelihood of branches or debris impacting your roof during severe weather.

Stay informed and take precautions: Monitor weather forecasts and be aware of hailstorm warnings in your area. When a hailstorm is imminent, take precautions such as closing blinds or curtains to minimize potential damage from shattered glass if hailstones break windows.

What size of hail causes roof damage?

The size of hail that can cause roof damage varies depending on factors such as the density and velocity of the hailstones.

Generally, hailstones larger than 1 inch in diameter (about the size of a quarter) can potentially cause damage to roofs, especially if they are accompanied by strong winds or hailstones with sharp edges.

When is hail season in Texas?

Hail season in Texas typically occurs during the spring and summer months, from March through September. During this time, weather patterns and atmospheric conditions are more conducive to the formation of severe thunderstorms, including hailstorms.

Are there any specific areas in Texas that are more prone to hail storms?

Hailstorms can occur throughout Texas, but some regions are more prone to them than others. North Texas, including the Dallas-Fort Worth area, the Panhandle region, and the Central Texas corridor, often experiences a higher frequency of hailstorms. However, hailstorms can occur in other parts of the state as well.

In what season in Texas is hail damage the worst?

Hail damage in Texas tends to be most severe during the spring season. This is when the collision of warm and cold air masses creates volatile weather conditions, leading to more frequent and intense thunderstorms, including those with large hail.

However, hailstorms can occur in Texas during other seasons as well, so it’s important to be prepared and take appropriate precautions throughout the year.

How much hail damage will it take until insurance will replace your roof?

The threshold for roof replacement due to hail damage varies among insurance companies and policies.

Typically, insurance companies will consider factors such as the extent of damage, size and number of hail impacts, age of the roof, and the overall condition of the roof.

In some cases, if the damage is extensive and meets the insurance company’s criteria for replacement, they may cover the cost of a new roof.

How much might hail storm damage repair cost in Texas?

The cost of hail storm damage repairs in Texas can vary significantly depending on the extent of the damage, the type of roofing material, and the size of the roof.

Repair costs can range from a few hundred dollars for minor repairs to several thousand dollars for more extensive damage. It’s best to obtain multiple quotes from reputable roofing contractors in your area to get a better estimate for the specific repairs needed.

What should I do if my insurance company denies my hail storm damage claim?

If your insurance company denies your hail storm damage claim, you have several options.

First, review the denial letter and policy documentation to understand the reason for the denial. If you believe the denial is unjustified, you can appeal the decision by providing additional evidence or documentation of the damage.

It may also be helpful to consult with a public adjuster or seek legal advice to explore other options and determine the best course of action based on your specific situation.

How do I find an experienced contractor to inspect or repair hail storm damage?

To find an experienced contractor to inspect or repair hail storm damage, consider the following steps:

Ask for recommendations: Seek recommendations from friends, family, neighbors, or local community groups who have recently had their roofs repaired due to hail damage.
Research online: Look for reputable roofing contractors in your area. Read reviews, check their credentials, and verify their licenses and insurance coverage.

Obtain multiple quotes: Contact several contractors and request detailed quotes for the inspection or repair work. Compare the quotes, their expertise, and the proposed solutions before making a decision.
Check references: Ask the contractors for references from previous customers who have had hail storm damage repairs done. Contact those references to inquire about their experiences and satisfaction with the contractor’s work.
Ensure proper documentation: Work with a contractor who provides detailed written estimates, clearly outlining the scope of work, materials to be used, and associated costs. Make sure the contractor is willing to work with your insurance company if needed.

How big does Texas graupel hail get?

Graupel hail in Texas typically ranges in size from pea-sized to marble-sized, although larger sizes are possible during severe hailstorms. Graupel hail is formed when supercooled water droplets freeze onto ice pellets in the clouds, creating a soft and opaque type of hailstone.

How long does it take to file a claim for hail damage on a roof in Texas?

The time limit for filing a claim for hail damage on a roof in Texas can vary depending on the insurance policy.

It is advisable to check your insurance policy or contact your insurance provider to understand the specific time frame for filing a claim.

Generally, it is recommended to file the claim as soon as possible after the hail damage occurs to initiate the inspection and repair process in a timely manner.

Other interesting articles:

Roof Repair in Dallas (How to Choose the Best Contractor for You)

Author: Logan

I help people connect with businesses