In this video, we’re breaking down everything you need to know about handling a hail claim on a property with WonderBoard siding, especially when the insurance adjuster suggests sanding and repainting instead of a full replacement.
Alright, so here’s the deal. when you’re dealing with hail damage on WonderBoard siding, it’s way more than just surface scratches or minor dents. If the damage includes deep impacts or the texture is compromised, sanding and repainting just won’t cut it because you’ll end up with a mismatched look. think patches of smooth next to textured siding that look totally off. You gotta check if the dents go deeper than the siding’s surface or mess with the texture pattern because that’s a dead giveaway that the board needs to be swapped out entirely. Also, keep in mind that WonderBoard is designed to have a consistent finish, so any attempt to just cover up the damage will look like a cheap fix and will probably fail over time. When you talk to the adjuster, be firm but respectful. explain that from your experience, surface repairs won’t restore the siding’s integrity or appearance. It’s smart to back your points with photos showing the depth and texture damage so they can’t just brush it off. And don’t forget, having your client confirm what you’re saying adds weight since they live with the damage daily. At the end of the day, you’re the expert here; the adjuster’s role isn’t to fix, but to assess the claim fairly based on facts.
One of the biggest mistakes people make during hail claims is accepting surface-level fixes when the damage clearly calls for a full replacement; this usually happens because they either don’t understand the material or they trust the adjuster too much without pushing back. Another common issue is not documenting the damage well enough. if your photos and notes don’t clearly show the impact depth and texture problems, it’s easy for an adjuster to argue for cheaper repairs. Lastly, some folks get caught up trying to be overly polite or hesitant to challenge the insurance rep, but this can cost you way more in the long run; standing your ground and providing clear evidence is key to getting a proper settlement.
BigHomeProjects.com is a solid place where homeowners can connect with reliable local contractors who really know their stuff when it comes to hail damage repairs and replacements. Plus, it helps contractors find legit work by matching them with people who actually need their expertise. win-win for everyone involved.
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